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Actuary tackles hard questions on pension funding and retirement

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Since the inception of pensions, employers have had to determine exactly how to fund them and how to predict their employees’ needs at retirement. In the same way, workers have had to decide on a personal retirement plan, accounting for variables like future costs of living, college expenses for children and more.

How can actuaries help employers choose between the Entry Age Normal method and Unit Credit method for determining pension funds? And for individuals, is a plan that relies on cutting spending a viable approach to retirement planning? Read one actuary’s perspective in the full article from Forbes.

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